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Olympus Lifestyle Co

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How Much Does Physio Cost in Bendigo? What You'll Pay and What You Can Claim

Physio costs vary between clinics, and so do rebates. Here's what a visit costs at Olympus, what each appointment includes, and how private health, Medicare and other funding can reduce what you pay.

Written by Lachy Gray, Director and Physiotherapist · 21 October 2026

“How much is it going to cost?” is one of the first things people ask before booking a physio, and it’s a fair question. Clinics price differently, rebates depend on your cover, and it isn’t always obvious what a fee actually includes. Here’s how it works at Olympus, and how to work out what you’ll really pay.

What a visit costs at Olympus

These are the appointment types and fees shown on our online booking page at the time of writing (October 2026). They are inclusive of tax where tax applies. The booking page always shows the current prices.

  • Initial assessment, $149 (30 minutes): a comprehensive assessment, hands-on treatment in your very first session, performance testing with VALD technology, and a personalised rehab program delivered through our digital platform
  • Standard review, $109 (30 minutes): focused hands-on treatment, progress testing, and updates to your program, suited to regular treatment and progression
  • Extended review, $149 (45 minutes): extra time for complex injuries, more than one body area, or more advanced rehab and strength work
  • Injury prevention screening, $149 (60 minutes): a full injury-risk assessment with VALD testing and a personalised report, for people who want to find weak points before they become injuries

You don’t need a GP referral to book any of them.

What affects the cost

The fee on the day is only part of the picture. A few things change what you’ll actually pay across a course of treatment:

  • How long the appointment is, and whether testing and your exercise program are included or charged separately
  • How many visits you need, which depends on your condition. Acute problems often settle in a handful of visits, while tendon and long-standing problems need consistent rehab over months. Our condition pages give typical timelines
  • How well you stick to your program, because most of the progress happens between appointments

What can reduce what you pay

Private health extras. If your policy covers physiotherapy, you can claim a rebate. We process private health rebates on the spot with our onsite HICAPS terminal, so you only pay the gap at reception. Rebates differ a lot between funds and levels of cover, and annual limits and waiting periods apply, so it’s worth checking what your policy pays for physio before you book.

Medicare. Standard Medicare doesn’t pay for physiotherapy. The exception is a GP chronic condition management plan, which allows up to five Medicare-rebated allied health visits per calendar year, shared across all allied health services. The rebate is a set amount per visit, currently $63.40, so there may still be a gap to pay.

DVA, WorkCover, TAC and the NDIS. Each of these has its own rules about referrals, claims and how much is covered. Our guide to referrals, Medicare, DVA, WorkCover and private health covers how each one works. If you’re recovering from a work injury, see our WorkCover and TAC physiotherapy page, and for NDIS participants our NDIS physiotherapy page.

You can’t claim both Medicare and private health for the same visit.

Questions to ask any clinic about cost

  • What does the fee include? Is testing, treatment and an exercise program part of it?
  • How long is the appointment?
  • How much will my health fund rebate, and can I claim on the spot?
  • Roughly how many visits do you expect I’ll need, and how will we know it’s working?

Where to start

If you’d like to talk through your options before booking, contact the clinic. You can also book online without a referral, and our physiotherapy page covers what to expect at your first visit.

References

Q & A

Common Questions

How much is an initial physio appointment at Olympus?

At the time of writing, an initial assessment is $149 for a 30-minute appointment. It includes a comprehensive assessment, hands-on treatment in the first session, performance testing with our VALD equipment, and a personalised rehab program. Current prices are always shown on our online booking page.

Do I pay the full fee upfront and claim it back?

Not for private health. We process rebates on the spot with our onsite HICAPS terminal, so you pay the fee minus your rebate, the gap, at reception. How much you get back depends on your fund and level of cover.

Is physio covered by Medicare?

Not on its own. Medicare pays a rebate towards physiotherapy only through a GP chronic condition management plan, which covers up to five allied health visits per calendar year. Funding such as DVA, WorkCover and the NDIS works differently again. Our guide to referrals and funding explains each one.

Is a longer appointment worth it?

For many people a standard review is all that's needed. A longer extended review is designed for complex injuries, more than one body area, or more advanced rehab and strength work, where there isn't enough time in a standard session.

Ready to move better?

Book your initial consultation with the Olympus Lifestyle Co team today.

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